An Automated Clearing House (ACH) debit payment made via the Unemployment Tax Services system may be rejected by your bank for many different reasons. The following is a list of the most common reasons:

Account Closed
A previously active account has been closed by action of the customer or Receiving Depository Financial Institution (RDFI).
Account Frozen
The funds in the account are unavailable due to specific action by the RDFI or by legal action.
Authorization Revoked by Customer
The RDFI’s customer, who has previously authorized recurring withdrawals, has revoked the authorization with the originator for this particular transaction.
Corporate Customer Advises Not Authorized
The RDFI has been notified by the corporate receiver that the originator of a given transaction has not been authorized to debit the receiver's account.
Customer Advises Not Authorized or Item is Ineligible, Notice Not Provided, Signatures Not Genuine
or Item Altered
The RDFI has been notified by its customer that the originator of a given transaction has not been authorized to debit the customer’s account.
Insufficient Funds
The available or cash reserve balance is not sufficient to cover the dollar value of the debit entry.
Invalid Account Number
The account number structure is not valid. The entry may fail the check digit validation or may contain an incorrect number of digits.
No Account/Unable to Locate Account
The account number structure is valid and passes the check digit validation, but does not correspond to the individual identified in the entry or is not an open account.
Non-Transaction Account
Policies or regulations restrict activity to the account.
Payment Stopped or Stop Payment on Item
The RDFI’s customer of a debit transaction has stopped payment to a specific ACH debit.
Routing Number Check Digit Error
The check digit for a routing number is invalid.
Uncollected Funds
Sufficient book or ledger balance exists, but the value of uncollected transactions brings the available or cash reserve balance below the dollar value of the debit entry.

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